Medicaid eligibility is a very confusing area of law, especially if you are in a crisis situation and your loved one needs unexpected long term care. There is so much misinformation and misunderstanding that it is hard for family members to determine if their loved one is eligible to receive benefits. If your loved one qualifies, Medicaid will pay almost the entire cost of nursing home care. However, regulations pertaining to eligibility are complex and confusing, and many people do not know what to do. They think that they must spend down all of their assets. For couples with only one spouse in a nursing home, there are significant financial protections for the spouse who remains at home (i.e., the “community spouse”).
I can guide you through the maze of Medicaid, assisting you through the application and certification process. I can help you determine whether or not you need a Miller Trust and explain the Medicaid Estate Recovery Program to you.